NextFin News — JD.com has formally divided its former technology business into two distinct units: the JD Cloud Technology Business Group and the JD Fintech Business Group.
Sources close to the company confirmed the move further clarifies the two strategic directions. JD Cloud will serve as the group’s core platform for external technology services and will increase investment in artificial intelligence and cloud computing to deepen the integration of technology innovation with industrial applications. The fintech group will continue to focus on digital financial services, leveraging capabilities in consumer finance, digital payments, wealth management and corporate finance to better serve the real economy and household needs.
The restructuring aligns with JD’s broader push to strengthen industrial AI capabilities, including large-scale compute clusters, model development and real-world data collection across retail, logistics and other sectors. Both new groups operate at the same organizational level as JD Retail.
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